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Image by Stuart Frisby

Foreign 

Nationals

Even if you're not a UK citizen, it's still possible for you to get a mortgage. A foreign national mortgage is a type of mortgage for those who meet the following three criteria:

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  • You’re a non-UK resident or don’t have permanent residency in the UK

  • Born outside of the EU but have indefinite leave to remain or permanent residency

  • This may also apply in some ways you if you’re an EU resident too

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One problem you may experience is the comparatively small number of lenders offering them. Few high street banks do for example, meaning you are often relying on specialist lenders and smaller building societies. At the commercial mortgage practice we have an existing relationship with a number of specialist lenders who offer buy to let mortgages to foreign nationals and expats. 

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Contact our office to find out rates and more information.

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